This comprehensive, single volume provides detailed analysis of all aspects of the Truth in Lending Act and is updated to be accessible and useful for today's practitioners. Drafted by practice leaders, this fourth edition contains timely information and expert guidance explaining the scope of the Act and the issues to be considered when dealing with matters of TIL compliance, disclosure, and private litigation.

Beginning with a chronological and legislative history of TIL, this resource contains interpretive guidance and extensive reference to the Official Interpretations and litigation developments throughout to help you decipher the intricacies of this area of the law. The Law of Truth in Lending, Fourth Edition covers:

• Updates previously provided in cumulative supplements and latest developments
• Statutory and regulatory provisions and case law on calculating and disclosing the finance charge
• Annual percentage rate calculation and disclosure
• Open-end and closed-end credit disclosures
• Special requirements for real estate and non-real estate transactions
• Rights of credit card and other open-end account holders
• Credit advertising
• Private remedies for Truth in Lending violations, including the effects of the Dodd-Frank Act
• Relation to other law
• And more!