The Keys to Banking Law guides you through today���s system of financial regulation that is unlike anything else in the world. To that end, the guide:

• explores the history of banking law in the U.S. to provide context for the complexities of the law
• examines the bank family, with special emphasis on the unique dual banking system and holding company structure
• discusses the ���safety net��� of FDIC insurance and the Federal Reserve discount window
• dedicates chapters to all of the myriad laws and regulations attributed to the ���specialness��� of the banking charter
• unveils issues associated with safety and soundness and risk management
• examines how banks are supervised and examined, how law is enforced and what happens when a bank fails.

This third edition drills deeper into numerous subjects and brings readers up to date. Additionally, it includes issues associated with the COVID-19 pandemic, with updates on laws, regulations, regulatory decisions and cases, and a new chapter on banking laws motivated by societal objectives, including AML/BSA, community reinvestment and privacy.

Banking law is an acronym-rich environment. Thus, an updated banking law reference list is included at the end of the book with hundreds of acronyms and jargon to help you understand ���Bank Speak,��� now keyed to applicable chapters of the book.