Banking law is a vast and multifaceted area of practice that can be daunting. This updated, second edition of The Keys to Banking Law provides you with a thorough history of banking law and guides you through today’s system of financial regulation that is unlike anything else in the world. The second edition has been updated and expanded to include new chapters on Bank Deposits and Short-Term Borrowing; Safety and Soundness/Risk Management; and Bank Resolution and Orderly Liquidation Authority.

Banks are unique entities, and lawyers representing banks must understand their client’s specific structure, the critical importance of capital, and the myriad laws, regulations and regulatory guidance that applies to them. This comprehensive, user-friendly resource provides you with the keys to understand banking law today and includes:

• the complicated history of U.S. laws and how the complexity of today’s regime was achieved
• structure options in the bank family, with special emphasis on the unique dual banking system
• the continuing emphasis on capital
• prudential regulation and safety and soundness/risk management, the cornerstones of the regulatory world justified by “specialness”
• the intricacies of bank expansion—how banks branch, merge, and offer new products
• the supervision, regulation and enforcement regime, capped off by a description of what happens when a bank fails
• and much more.

In addition, a banking law reference list is included at the end of the book with numerous acronyms and jargon to help you understand “Bank Speak.” More than 36 years of accumulated legal learning is comprised in this book that will benefit banking law practitioners and students.