ANNUAL MEETING 2020 - HOUSE OF DELEGATES RESOLUTION

116B

ADOPTED AS REVISED


Urges federal, state, local, territorial, and tribal governments to: 1) adopt and enforce fair lending laws and other federal, state and local laws targeting unfair or deceptive acts or practices, 2) adopt laws and policies that promote the adoption of an enhanced non-discrimination compliance system for a vehicle loan, 3) adopt legislation requiring the timely notice and disclosure of pricing of add-on products by dealers on each vehicle through reasonable means; urges Congress to amend the Equal Credit Opportunity Act to require documentation and collection of the applicant’s race, gender or national origin for non-mortgage credit transactions, specifically for vehicle transactions; and encourages state, local, territorial and tribal bar associations to offer educational programming and materials to lawyers and consumers to help them understand and navigate purchases and financing of vehicles.

Proposed Resolution and Report

Final Resolution