In early August 2017, gusts of wind pushed westward through the Sahara Desert. Three weeks later, the gusts transformed into one of the strongest hurricanes to hit the United States since Hurricane Charley in 2004. At its peak, Harvey dumped more than 50 inches of rain and 15–20 million gallons of water on Texas, making it one of the most devastating natural disasters in America’s history. In its wake, Harvey destroyed thousands of homes and displaced many more, including the nearly 50 thousand who sought shelter throughout Texas and Louisiana. A week later, an equally menacing Irma decimated many islands in the Caribbean, including the US Territories of Puerto Rico and the US Virgin Islands, before hitting Florida.
Responding to natural disasters such as Harvey and Irma requires significant coordinated efforts at the local, state, and federal levels as disaster survivors’ needs are great and varied. These needs include medical aid, temporary shelter, rescue operations, and legal services, among others.
Legal Services Are Critical in a Disaster
Although legal services may not be thought of as the first or most pressing need that comes to mind when thinking of disaster survivors, legal needs arise. Immediately after a disaster, many survivors have questions pertaining to their housing or employment, such as what their obligations may be to pay rent if their apartment is flooded, or whether an employer can fire one for missing work during a disaster. Other questions arise regarding the availability of assistance through the Federal Emergency Management Agency’s (FEMA) Individuals and Households Program (IHP), which may provide immediate funds for critical needs, disaster unemployment benefits, and housing vouchers. Long-term legal needs exist as well, which include appeals of denied FEMA claims, disputes with insurance companies, as well as consumer claims.