Debt, Credit, Student Loans, Buying a House . . . Where Do I Start?

Financial stress is one of the biggest issues facing Americans. The effect financial stress has on workplace productivity, relationships, and health is staggering. In a 2018 survey, PricewaterhouseCoopers says that companies lost $300 billion a year due to employee financial stress. According to debt.com, between 41 percent and 57 percent of divorces are due to finances. Finally, 70 percent of illnesses are attributed to stress, with money being the top stressor according to an American Psychological Association 2015 report. Many young professionals are not able to buy a house or are putting off marriage due to overwhelming debt issues, including student loans, credit cards, and other types of debt.