September 19, 2019 Feature

Additional Insureds: Additional Protection and Additional Issues

By Michael Menapace

A social services agency wants to use the basement of a local church for weekly meetings with the agency’s clients; coffee and other refreshments will be served. The church wants to be a good community citizen but is concerned, for example, about taking on the risk of someone spilling coffee at the meeting and then naming the church as a defendant in a slip-and-fall claim.

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