September 19, 2019 Feature

Additional Insureds: Additional Protection
 and Additional Issues


By Michael Menapace


A social services agency wants to use the basement of a local church for weekly meetings with the agency’s clients; coffee and other refreshments will be served. The church wants to be a good community citizen but is concerned, for example, about taking on the risk of someone spilling coffee at the meeting and then naming the church as a defendant in a slip-and-fall claim.


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