November 30, 2018 Feature

Employment Practices Liability Insurance Coverage and Claims Trends

By Trudy Hardin and Hillary J. Raimondi

Employment practices liability insurance (EPLI) covers lawsuits (aka claims) against employers that arise out of employment actions or decisions. Hiring, firing, and disciplinary activities are the main claim drivers, but corporate transactional activities such as mergers and acquisitions also can generate lawsuits. This article discusses EPLI-related claims: procedure, data on charges, financial impact on insurers, and additional considerations.

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