Editor's Note: This article is reprinted with permission from the ABA Journal of Affordable Housing and Community Development Law.
It is well-documented that the population of the United States of people 65 years and older is increasing and living longer. The senior population is currently 49 million and is projected to double to more than 98 million by 2060. Most people today will live past the age of 65 and many will surpass the age of 85 years, placing this population at risk of suffering from multiple chronic diseases during their lifetimes. Over the coming years, this drastic increase in the senior population will become a challenge for both the housing and health care systems. For low-income seniors, the issue will be whether the supply of affordable housing and services will meet their needs or not. Moreover, the cost to the government of providing increased health care services to a substantially larger number of low-income seniors has the making of a looming national crisis, unless changes are made to our delivery systems.