March 18, 2013

Consumer Law

Automatic Teller Machines (ATMs) and the Law

Do you have a contract with your ATM issuer?

Yes. When you receive an ATM card from a bank, it comes with a disclosure form, like a credit-card cardholder agreement. This your formal contract with the issuer, and will be important in case of disputes.

>>How can you find out about ATM fees?
>>What fees are unreasonable?
>>What fees are reasonable?
>>Do you have a contract with your ATM issuer?
>>How can you safeguard yourself in making ATM deposits?
>>How can you make your ATM transactions secure?
>>How carefully should you guard your PIN?
>>Should you save the receipts of each transaction?
>>If you don’t save them, should you be careful of how you dispose transaction slips?
>>What happens when you leave your card in the ATM?


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