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May 23, 2023 Practice Points

Top 10 Signs You Are an Insurance Coverage Geek

The more of the statements below that describe you, the geekier you are.

By Marjorie Nicol

If  1–3 of the statements below describe you, you are a normal insurance practitioner. If 4–6 of the statements below describe you, you are definitely geeky. If 7–10 statements below describe you, you are a Super Geek. If you have actually been to your state’s surplus lines stamping office, you are beyond geeky.

10) You read each insurance policy you work with word for word.

9) When provisions of an insurance policy are deleted or modified by endorsement, you mark the main portion of the policy accordingly.

8) You place each insurance policy you work with in a binder with tabs and color-coded highlighting.

7) You eagerly await new insurance decisions and read them word for word even if they do not relate to anything you are working on at the moment.

6) You livestream insurance oral arguments even if they do not relate to anything you are working on at the moment.

5) You read insurance policies, cases, and articles in bed, at the pool, or at the beach even if they do not relate to anything you are working on at the moment.

4) You often find yourself daydreaming about insurance hypotheticals and their resolutions.

3) You incorporate insurance CLEs into your vacations.

2) You have visited the Lloyd’s of London bell salvaged from the ship, HMS Lutine, which was struck once to signal the loss of an overdue ship or twice to signal its safe return.

1) You have visited your state’s surplus lines stamping office.

Marjorie Nicol is a partner with Cox PLLC in Houston, Texas.

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Marjorie Nicol

Partner

Marjorie Nicol is a partner with Cox PLLC in Houston, Texas.