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    Winter 2014

    Vol. 17 No. 2  

    Pro Bono

    Identity Theft: A Low–Income Issue

    By Sarah Dranoff; Additional contributions to this article were made from the National Identity Theft Victims' Assistance Network's Catherine Caldwell, Esq., Merry O'Brien, MSW, and Russell Butler, Esq.

    Identity theft is one of the fastest growing crimes in America, claiming more than 12 million victims in 2012, according to a recent report.1 Defined by the Federal Trade Commission (FTC) as use of an individual's personal information without permission,2 identity theft is broader and more pervasive than many assume, and encompasses much more than access to credit.

    Pro Bono

    IOLTA

    IOLTA

    Credit Unions and IOLTA: Why the Time May Be Right

    By Steve Casey

    Credit Unions have existed in the United States for more than one hundred years and today boast nearly 100 million members and hold over $1 trillion of member assets in more than 6,600 institutions nation– wide. In the five years since the onset of the financial crises, credit unions have seen dramatic growth and rising popularity of their product offerings which typically include lower loan rates, higher deposit rates, and few and lower service fees.

    Lawyer Referral

    LAMP

    Military & Veterans

    Ripped Off! Troops in the Crosshairs of Commercial Predators

    By Michael S. Archer

    During thirty years as a uniformed judge advocate and civilian attorney for the Marine Corps, I have learned that our enlisted troops, at great risk to dangers overseas, are also in the crosshairs of commercial predators at home. Although there is much work to be done, there is a growing realization at the state and national levels that military servicemembers are peculiarly susceptible to consumer harm, that they are targeted by commercial predators, and that this predation adversely affects servicemembers, their families, and our national defense.

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