Insurance Directory

Carriers A-L

A

Admiral Insurance Company

Contact
Donna Haroldson
Director of Underwriting
Berkley Select, A W.R. Berkley Company
233 S. Wacker Dr. Ste. 3900
Chicago, IL 60606
Phone: 312.800.6227
Email: Donna Haroldson

www.berkleyselect.com

States Where the Carrier Writes:

Alabama, Alaska,  Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, West Virginia, Wyoming

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1995

Restrictions:
None, but practice area impacts premium

Size Guidelines:
Writes firms of 1 to 50 attorneys

Highest Available Limits of Liability:
$5 Million each claim & aggregate

Deductible:
Minimum $5,000; will consider lower on a case by case basis

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, exceptions by endorsement

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activity and/or capacity as such

Securities Exclusion:
Yes, but only for the promotion, sale, or solicitation for sale of securities, real estate, or other investments; or recommendations, representations, or opinions concerning specific investment advice.

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, defamation and malicious prosecution

Prior Acts Coverage:
Yes, included if insured did not give notice to prior insurer and did not know or could not reasonably foresee that such act, error, or omission might be the basis for a claim, and there is no other coverage.

Input Re: Selection of Counsel:
No provision in the policy

Consent to Settle Provision:
Insured's consent required; but if insured rejects settlement the insurance company liability is capped

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: Yes

In-house: No


Alberta Lawyers Insurance Association (ALIA)

Contact
David Weyant, Q.C.
President & CEO
Alberta Lawyers Insurance Association
500, 919 11 Avenue SW
Calgary, Alberta T2R 1P3
Phone: 403/229-4716
Email: David Weyant

Additional Contact
Yvonne Ladouceur
Operations Manager
Alberta Lawyers Insurance Association
500, 919 11 Avenue SW
Calgary, Alberta T2R 1P3
Phone: 403/229-4716
Email: Yvonne Ladouceur

www.lawsociety.ab.ca

States Where the Carrier Writes:
Alberta

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1988

Restrictions:
No restrictions

Size Guidelines:
No restrictions

Highest Available Limits of Liability:
$2 Million

Deductible:
$5,000

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Contact us for details

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
No

Prior Acts Coverage:
No

Input Re: Selection of Counsel:
Yes

Consent to Settle Provision:
No

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: No

Employed Attorneys Leaving: No

Part-time Legal Work: No

Non-practicing Lawyers: No

Government: No

In-house: No


Allianz

Contact
John Bazos
Underwriting Specialist Financial Lines
Allianz Global Corporate & Specialty
28 Liberty Street, Fl 37
New York, NY 10005
Phone: 212/553-1250
Email: John Bazos

Additional Contact
Christopher M. Gomprecht, J.D.
National Practice Leader for Lawyers & Accountants
Allianz Global Corporate & Specialty
28 Liberty Street, Fl 37
New York, NY 10005
Phone: 212/524-7876
Email: Christopher Gomprecht

www.allianz.com

States Where the Carrier Writes:
All States

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1999

Restrictions:
No Restrictions

Size Guidelines:
1-250 attorney law firms.

Highest Available Limits of Liability:
$10 Million each claim; $20 Million aggregate

Deductible:
Minimum $1,000

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, but defense costs in addition to limits available for additional premium

Insured's Activities for Entity Not Covered by Policy
Excludes claims arising from insured's capacity and/or activities as such for any businesses enterprise other than Named Insured.

Securities Exclusion:
None

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, full personal injury coverage

Prior Acts Coverage:
Available

Input Re: Selection of Counsel:
No provision in the policy; requests will be considered, but company retains right to final selection. The insured may engage additional counsel, at their expense, to associate in their defense.

Consent to Settle Provision:
Insured's consent required, if the insured refuses to consent to a settlement recommended by the company, the company's liability shall not exceed the amount for which the claim could have been settled plus claims expenses.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: No

Non-practicing Lawyers: No

Government: No

In-house: No


Allied World Insurance Company

Contact
Amanda Hickey
Allied World Insurance Company
15601 Dallas Pkwy. Ste. 1025
Addison, TX
Phone: 469/248-4012
Email: Amanda Hickey

Admitted:
Allied World Insurance Company (all states)
Allied World Assurance Company (NY only)
No admitted offering in Oregon

Surplus Lines - Allied World Surplus Lines Insurance Company

Additional Contact
Allied World Assurance Company -  Farmington Office
1690 New Britain Ave. Ste. 101
Farmington, CT 06032
Phone: 860/284-1300

www.awac.com

States Where the Carrier Writes
Available in 50 states

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2003

Restrictions:
Some area of practice restrictions apply. Contact carrier for details.

Size Guidelines:
Firms with at least three full time attorneys up to 100 attorneys.

Highest Available Limits of Liability:
$5,000,000 per claim and aggregate ($10,000,000 per claim and aggregate for Surplus Lines)

Deductible:
Aggregate retentions available in certain states ($5,000 minimum)

Limits in Excess of Deductible:
Yes, retention is not part of the Limits of Liability.

Defense Costs Included in Limits:
Yes, but Defense Costs in addition to the limits is available by endorsement.

Insured's Activities for Entity Not Covered by Policy
Contact carrier for details.

Securities Exclusion
None

Defense for Malicious Prosecution, Abuse of Process or Defamation
Yes

Prior Acts Coverage
Available

Input Re: Selection of Counsel
Requests will be considered, but policy provides that the Insurer has the right to select defense counsel.

Consent to Settle Provision
Insured's consent to settlement is required, subject to a 50/50 Hammer Clause if the Insured refuses to consent to settlement recommended by the Insurer.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes, except for solo attorneys

Non-practicing Lawyers: Yes

Government: Yes

In House: No


ALPS Property & Casualty Insurance Company

Contact
Kurt Whitmire
ALPS Property & Casualty Insurance Company
111 N. Higgins Ste. 600
P.O. Box 9169
Missoula, MT 59807
Phone: 800/367-2577
Email: Kurt Whitmire

Additional Contact
Chris Newbold
ALPS Property & Casualty Insurance Company
111 N. Higgins Ste. 600
P.O. Box 9169
Missoula, MT 59807
PH: 800/367-2577
Email: Chris Newbold

https://www.alpsinsurance.com

States Where the Carrier Writes:
ALPS program is offered in ALL STATES (except Louisiana, New York, and Oregon). Also offered in District of Columbia and U.S. Virgin Islands.


State Bar Endorsed Carrier In:
Alaska, Idaho, Kansas, Maine, Montana, Nevada, North Dakota, South Carolina, South Dakota, US Virgin Islands, Utah, Vermont, Virginia, Washington

Young Lawyers Program available

ALPS offers three (3) distinct policy forms each with different coverage features – ALPS Premier Policy, ALPS Preferred Policy and ALPS Basic Policy

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1988

Restrictions:
No restrictions

Size Guidelines:
Specialize in firms of 1-25 attorneys but will insure larger firms

Highest Available Limits of Liability:
$20 Million per claim & aggregate; higher limits available upon request

Deductible:
Minimum $1,000; maximum of $250,000

Limits in Excess of Deductible:
No

Defense Costs Included in Limits:
No. ALPS provides an allowance for defense costs under Premier Policy and Prefered Policy. Defense costs included in limits under Basic Policy.

Insured's Activities for Entity Not Covered by Policy:
Excludes any claims based on or arising out of an insured's capacity as officer, director, shareholder, partner, member or other owner or as an employee of any entity of which an Insured owns or controls more than 15% (Premier Policy), 10% (Preferred Policy), or 5% (Basic Policy).

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes

Prior Acts Coverage:
Yes, available by endorsement

Input Re: Selection of Counsel:
Yes. Available under Premier Policy and Preferred Policy. Not available under Basic Policy.

Consent to Settle Provision:
Yes. Available under Premier Policy and Preferred Policy. Not available under Basic Policy.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Available as a stand alone policy for ALPS LPL Policyholders and is offered with all ALPS quotes.

Employment Practices Liability: Available as a stand alone policy for ALPS LPL Policyholders and is offered with all ALPS quotes.

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No


Aon Attorneys Advantage

Contact
Eric Pearlman
Aon Attorneys Advatage
1100 Virginia Dr. Ste. 250
Fort Washington, PA 19034
Phone: 215/773-1890
Email: Eric Pearlman

www.attorneys-advantage.com

States Where the Carrier Writes:
All states except Alaska


Arch Insurance Group

Contact
Donna James
Arch Insurance Group
3 Parkway
Ste. 1500
1601 Cherry St.
Philadelphia, PA
PH: 215/606-1682
Email: Donna James

www.archcapgroup.com

States Where the Carrier Writes
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist. Of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, West Virginia, Wyoming

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2002

Restrictions:
None

Size Guidelines:
Up to 35 attorneys

Highest Available Limits of Liability:
$5 Million

Deductible:
No Minimum

Limits in Excess of Deductible:
State Specific

Defense Costs Included in Limits:
Yes, exceptions by endorsement

Insured's Activities for Entity Not Covered by Policy:
Contact carrier for details

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Defense until found guilty or admitted by insured

Prior Acts Coverage:
Included in policy, can limit by endorsement

Input Re: Selection of Counsel:
Contact carrier for details

Consent to Settle Provision:
Insured must consent however, company can limit liability to amount for which claim could have settled.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: No

Government: No

In-house: No


Attorney Protective

Contact
Monica Roth
2435 North Central Expy. Ste. 1400
Richardson, TX 75080
Phone: 214-220-7527
Email: Monica Roth

cs@attorneyprotective.com

States Where the Carrier Writes:
Coverage is offered through National Liability & Fire Insurance Company in Alabama, Arkansas, Arizona, California, Colorado, Conneticut, Deleware, District of Columbia, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachussets, Maryland, Maine, Michigan, Mennesota, Mississippi, Missouri, North Carolina, North Dekota, Nebraska, New Hampshire, Nevada, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, South Carolina, Tennessee, Texas, Utah, Virginia, Vermont, Wisconsin, and Wyoming; and through AttPro RRG in Florida, Hawaii, Louisiana, New Jersey, New Mexico, New York, and Washington

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2009

Restrictions:
Attorney Protective has more than one policy form that may apply. Consult the specific policy form in your state to confirm coverage provisions.

Size Guidelines:
Firms with 1 to 100 attorneys

Highest Available Limits of Liability:
$5M/$5M

Deductible:
For firms qualifying for the Arkansas Bar Association program, deductible for covered claims only applies to loss payments.

Limits in Excess of Deductible:
Deductible is within and reduces the limit

Defense Costs Included in Limits:
Yes. The Supplementary Payments section of the policy also provides for additional limits for disciplinary proceedings, crisis event expenses, privacy incident expenses, and loss of earnings.  Defense costs outside the limits are available for qualified insureds.

Insured's Activities for Entity Not Covered by Policy:
No unless endorsed otherwise.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, in connection with the provision of legal services according to terms of policy.

Prior Acts Coverage:
Coverage available for qualifying firms

Input Re: Selection of Counsel:
We welcome input in selecting counsel, but retain the right to select counsel.

Consent to Settle Provision:
Yes

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No


Attorney Protective - Sponsored by BXS Insurance and the Arkansas Bar Association

www.attorneyprotective.com
Toll Free Number: (877)728-8776

Contact
Sally Field
2435 North Central Expy. Ste. 1400
Richardson, TX 75080
Phone: 214/220-7521
Email: Sally Field

States Where the Carrier Writes:
Coverage is offered through National Liability & Fire Insurance Company in Alabama, Arkansas, Arizona, California, Colorado, Conneticut, Deleware, District of Columbia, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachussets, Maryland, Maine, Michigan, Minnesota, Mississippi, Missouri, North Carolina, North Dekota, Nebraska, New Hampshire, Nevada, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dekota, South Carolina, Tennessee, Texas, Utah, Virginia, Vermont, Wisconsin, and Wyoming; and through AttPro RRG in Florida, Louisiana, New Jersey, New Mexico, New York, Washington.

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2009

Restrictions:
Attorney Protective has more than one policy form that may apply. Consult the effective date of the specific policy form in your state to confirm coverage provisions.

Size Guidelines:
Firms with 1 to 100 attorneys

Highest Available Limits of Liability:
$5M/$5M

Deductible:
For firms qualifying for the Arkansas Bar Association program, deductible for covered claims only applies to loss payments.

Limits in Excess of Deductible:
Deductible is within and reduces the limit

Defense Costs Included in Limits:
In Arkansas, for covered claims, an additional limit equal to 100% of the aggregate limit for defense costs is available. In addition, the Supplementary Payments section of the policy provides for additional limits for disciplinary proceedings, crisis event expenses, privacy incident expenses and loss of earnings.

Insured's Activities for Entity Not Covered by Policy:
No unless endorsed otherwise.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, in connection with the provision of legal services according to terms of policy.

Prior Acts Coverage:
Coverage available for qualifying firms

Input Re: Selection of Counsel:
We welcome input in selecting counsel, but retain the right to select counsel.

Consent to Settle Provision:
Yes

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No


Attorneys Mutual of the South Inc.

Contact
Henry T. Henzel
President
Attorneys Insurance Mutual of the South Inc.
200 Inverness Pwky.
Birmingham, AL 35242-4813
Phone: 205/980-0009
Toll-Free: 800/526.1246
Fax: 205/980-9009

attysinsmut.com


Professional Solutions Insurance Company - Attorney Shield

Contact
David Siebert
14001 University Ave.
Clive, IA 50325
Phone: 515/313-4564
Email: David Siebert

Additional Contact
Tony Ranniger
14001 University Ave.
Clive, IA 50325
Phone: 515/313-4584
Email: Tony Ranniger

www.psicinsurance.com

States Where the Carrier Writes:
Arizona, California, Colorado, Illinois, Indiana, Iowa, Michigan, Minnesota, Ohio, Pennsylvania, Texas

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2008

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No


Attorneys' Insurance Mutual Risk Retention Group, Inc.

Contact
Bruce G. Wilson
Attorneys' Insurance Mutual Risk Retention Group, Inc.
Commercial Risk Solutions/Professional Services/AON
AON Risk Insurance Services Northeast, Inc./License #0786020
One Liberty Plaza/165 Broadway 33rd Fl.
New York, NY 10006
PH: 203/722-4404
Email: Bruce G. Wilson

Additional Contacts
James C. Belding
Attorneys' Insurance Mutual Risk Retention Group, Inc.
Commercial Risk Solutions/Professional Services/AON
AON Risk Insurance Services Northeast, Inc./License #0786020
44 Whippany Rd. 2nd Fl.
Morristown, NJ 07960
PH: 201/460-6726
Email: James C. Belding

Christina Ladouceur
Attorneys' Insurance Mutual Risk Retention Group, Inc.
Commercial Risk Solutions/Professional Services/AON
AON Risk Insurance Services Northeast, Inc./License #0786020
900 Stuart Ave. 3rd Fl.
Garden City, NY 11530
PH: 201/441-1750

www.attysinsmut.com

States Where the Carrier Writes:
California

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1986

Restrictions:
For California firms with 45 or more attorneys, firms outside of California will be considered.

Size Guidelines:
45 or more attorneys

Highest Available Limits of Liability:
Minimum of $25 Million to more than $200 million aggregate with one Round-the-Clock Reinstatement

Deductible:
Minimum of $500,000 per claim

Limits in Excess of Deductible:
Minimum of $25 million to more than $200 million aggregate

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Policy excludes claims arising from such activities as attorneys acting as directors, officers, or managers of such entity.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes

Prior Acts Coverage:
Yes, unlimited

Input Re: Selection of Counsel:
Yes, insured selects

Consent to Settle Provision:
All claims are adjusted by the RRG's claims counsel and claims administrator.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: Yes


Attorneys' Liability Assurance Society, Ltd. (ALAS) A Risk Retention Group

Contact
Nancy Montroy
Attorneys' Liability Assurance Society, Ltd. (ALAS) A Risk Retention Group
311 S. Wacker Dr. Ste. 5700
Chicago, IL 60606
Phone: 312/697-6972
Email: Nancy Montroy

Additional Contact
Mark Gralen
Attorneys' Liability Assurance Society, Ltd. (ALAS) A Risk Retention Group
311 S. Wacker Dr. Ste. 5700
Chicago, IL 60606
Phone: 312/697-6929
Email: Mark Gralen

www.alas.com

States Where the Carrier Writes:
All States except Puerto Rico and the Virgin Islands

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1979

Restrictions:
None

Size Guidelines:
Writes firms of 35 or more

Highest Available Limits of Liability:
$100 million each claim and $200 million aggregate

Deductible:
Minimum $250,000; maximum $5 million

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of any assured acting in his or her capacity as a director and/or officer

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, malicious prosecution, defamation

Prior Acts Coverage:
Coverage available at option of firm

Input Re: Selection of Counsel:
Policy provision - counsel selected by the insured shall be approved in advance by the company

Consent to Settle Provision:
Insured's consent required; but if insured rejects settlement the insurance company liability is capped for the amount for which claim could have been settled.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: No

Government: No

In-house: No


AXA XL Insurance

Contact
Dwayne A. Johnson
AXA XL Insurance Manager
14643 Dallas Pkwy. Ste. 770
Dallas, TX 75254
Phone: 281/758-5825
Email: Dwayne Johnson

www.axaxl.com

States Where the Carrier Writes:
We write in DC plus 49 of the 50 states not including Oregon.

Specifically, we write in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist. Of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2003

Restrictions:
Please call for restrictions

Size Guidelines:
Writes firms with 1 - 24 attorneys on admitted forms and all firms over 24 lawyers on non-admitted basis

Highest Available Limits of Liability:
Up to $5 million/$5 million

Deductible:
Up to $100,000 on admitted forms and up to $250,000 on non-admitted forms

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, but Defense Costs Outside of the Limits can be endorsed.

Insured's Activities for Entity Not Covered by Policy:
Excludes claims made by or against any business enterprise not named in the declarations which an insured controlled or held more than 15% (collectively) of the entity's equity or debt.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Included in the Insuring Agreement and defined under Personal Injury in the policy

Prior Acts Coverage:
Prior Acts Coverage generally give back to firm inception date of original firm.

Input Re: Selection of Counsel:
Mutual Selection of Defense Counsel included in policy

Consent to Settle Provision:
50% Soft Hammer - Insured's consent required, but if the insured withholds consent the most the company will pay is the amount for which the claim could have been settled plus claims expenses up to the date of refusal, plus 50% of indemnity and expenses after that date of refusal.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes; two endorsements for Cyber (Data Compromose and CyberOne)

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No


B

The Bar Plan Mutual Insurance Company

Contact
Karen McCarthy
The Bar Plan Mutual Insurance Company
1717 Hidden Creek Ct.
St. Louis, MO 63131
PH: 800/843-2277
Email: Karen McCarthy

www.thebarplan.com

States Where the Carrier Writes:
Indiana, Kansas, Missouri, New Mexico, and Tennessee

Do you write professional insurance for judges:
We will write part-time judges if they are otherwise engaged in the private practice of law

# of Years Writing Legal Insurance:
Since 1986

Restrictions:
None, but practice area impacts premium

Size Guidelines:
Writes firms of all sizes

Highest Available Limits of Liability:
$5 million each claim and aggregate; excess limits up to $25 million available by facultative agreement

Deductible:
Minimum $1,000; maximum of $100,000

Limits in Excess of Deductible:
No

Defense Costs Included in Limits:
Yes, separate defense limit available by endorsement.

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising from insured's activity and/or capacity as such.

Securities Exclusion:
There is no exclusion for this AOP but there may be an additional premium charge.

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, defense is provided but not indemnification, except for innocent insureds.

Prior Acts Coverage:
Yes, included provided insured did not give notice to another carrier and no claim based on such act or omission has not been made against the insured. Prior  acts coverage is for an attorneys' entire career unless a retro date is applied.  Most other carriers' policies limit coverage to only acts on behalf of the Policyholder firm. There is no such limitation in our policy.

Input Re: Selection of Counsel:
No provision in the policy, requests will be considered, but company retains the right to final selection.

Consent to Settle Provision:
Insured's consent required, but if insured refuses a settlement to which the claimant and company agree, liability may be limited to the amount for which the claim could have been settled. Prior notice required.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes, 50k limits automatically included in every policy

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes. Extended reporting available to attorneys leaving private practice.

Government: Yes

In-house: Part-time policy available. No limitations on areas of practice.


Berkley Insurance Company

Contact
Donna Haroldson
Director of Underwriting
Berkley Select, A W.R. Berkley Company
233 S. Wacker Dr. Ste. 3900
Chicago, IL 60606
Phone: 312/800-6227
Email: Donna Haroldson

www.berkleyselect.com

States Where the Carrier Writes:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, West Virginia, and Wyoming

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1995

Restrictions:
None, but practice area impacts premium

Size Guidelines:
1-50 Attorneys

Highest Available Limits of Liability:
$5 million each claim and aggregate; excess limits up to $20 million available by facultative agreement

Deductible:
Minimum $1,000; maximum $100,000

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, separate defense limit available by endorsement

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising from insured's activity and/or capacity as such.

Securities Exclusion:
Yes, but only for the promotion, sale, or solicitation for sale of securities, real estate, or other investments; or recommendations, representations, or opinions concerning specific investment advice.

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, defamation and malicious prosecution

Prior Acts Coverage:
Yes, included if insured did not give notice to prior insurer and did not know or could not reasonably foresee that such act, error, or omission might be the basis for a claim, and there is no other coverage.

Input Re: Selection of Counsel:
No provision in the policy

Consent to Settle Provision:
Insured's consent required; but if insured rejects settlement the insurance company liability is capped

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: Yes

In-house: Yes


C

Carolina Casualty

Contact
Donna Haroldson
Director of Underwriting
Berkley Select, A W.R. Berkley Company
233 S. Wacker Dr. Ste. 3900
Chicago, IL 60606
Phone: 312/800-6227
Email: Donna Haroldson

www.berkleyselect.com

States Where the Carrier Writes:
Alaska

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1995

Restrictions:
None

Size Guidelines:
Writes firms of 1 to 50 attorneys

Highest Available Limits of Liability:
$5 million each claim and aggregate

Deductible:
Minimum $2,500; will consider lower on a case by case basis

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, exceptions by endorsement

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activity and/or capacity as such

Securities Exclusion:
Yes, can be removed by endorsement

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, defamation and malicious prosecution

Prior Acts Coverage:
Yes, included if insured did not give notice to prior insurer and did not know or could not reasonably foresee that such act, error, or omission might be the basis for a claim, and there is no other coverage.

Input Re: Selection of Counsel:
No provision in the policy

Consent to Settle Provision:
Insured's consent required; but if insured rejects settlement the insurance company liability is capped

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: Yes

In-house: Yes


Chartis Lawyers Professional Liability Program

www.afpd.net/contact_us

States Where the Carrier Writes:
Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Disrict of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Do you write professional insurance for judges:

# of Years Writing Legal Insurance:
12 Years

Restrictions:
Intellectual Property

Size Guidelines:
1 to 100 target market

Highest Available Limits of Liability:
$10 Million each claim & aggregate

Deductible:
Variety

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activity and/or capacity as such

Securities Exclusion:
Capped Limits

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes

Prior Acts Coverage:
Yes

Input Re: Selection of Counsel:
Mutual Consent

Consent to Settle Provision:
Broad

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: No

Non-practicing Lawyers: Yes

Government: Yes

In-house: No


Chubb - Executive Risk

Contact
James L. Rhyner
Chubb - Executive Risk
15 Mountain View Rd.
Warren, New Jersey 07059
Phone: 860/408-2000
Email: James L. Rhyner

www.chubb.com

States Where the Carrier Writes:
All states and Puerto Rico

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2003

Restrictions:
None

Size Guidelines:
Writes firms of 10 or more attorneys

Highest Available Limits of Liability:
$25 million each claim; $50 million aggregate

Deductible:
Minimum varies with firm size and liability amount; no maximum

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
No

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, defamation in connection with performance of professional services

Prior Acts Coverage:
Insured attorneys covered for claims arising from professional services rendered on behalf of or in the name of insured firm whenever committed.

Input Re: Selection of Counsel:
Insured has right, as stated in policy, to retain counsel of their choosing, but no defense expenses may be incurred without consent of the underwriter.

Consent to Settle Provision:
Insured's consent is required, but insured pays excess defense and indemnity if rejects settlement recommended by underwriter and acceptable to claimant.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes, form covers past, present, and future attorneys

Employed Attorneys Leaving: Yes, form covers past, present, and future attorney

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: Yes


CLIA - Canadian Lawyers' Insurance Association

Contact
Dave Jackson
Chief Executive Officer
Canadian Lawyers Insurance Association
Phone: 306/347-3056
Email: Dave Jackson

www.clia.ca

States Where the Carrier Writes:
Alberta (Voluntary Excess Program only), Manitoba, New Brunswick, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Saskatchewan, and Yukon

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1988

Restrictions:
Restrictions are primarily geographical. This program is designed for Canadian lawyers only.

Size Guidelines:
There are no guidelines for the size of the company, but our current insurance limits do affect the size

Highest Available Limits of Liability:
$10 million

Deductible:
Differs  by jurisdiction but on average $300,000

Limits in Excess of Deductible:
Yes, $1 million in a self insured pool and $10 million fully reinsured.

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Other commercial markets

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes

Prior Acts Coverage:
Yes

Input Re: Selection of Counsel:
No

Consent to Settle Provision:
Yes

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No


CNA

Michael J. Furlong JD
VP of Underwriting
CNA
5901 College Blvd.
Overland Park, KS 66211
Phone: 913/661-3159
Email: Michael J. Furlong

Small Firm Contact
Eugene J. Alpin
Small Firm Contact (1-34 attorneys)
CNA
500 College Rd. E. Ste. 401
Princeton, NJ 08540
Phone: 609/524-6585
Email: Eugene J. Alpin

Large Firm Contact
Scott E. Kossove, Esq.
Large Firm Contact (35+ attorneys)
Assistant Vice President, Large Law Firm Underwriting
CNA Global Specialty Lines
125 Broad St. 8th Fl.
New York, NY 10004
Phone: 212/440-3492
Email: Scott E. Kossove

www.cna.com

States Where the Carrier Writes:
For Large Firms (35+): All states and the Virgin Islands and Puerto Rico
For Small Firms (1-34 attorney): All states except Alaska, Oregon, West Virginia, Wyoming, Virgin Islands, and Puerto Rico

Do you write professional insurance for judges:
Yes

# of Years Writing Legal Insurance:
More than 50

Restrictions:
None, but practice area impacts premium

Size Guidelines:
Writes firms of all sizes

Highest Available Limits of Liability:
$10 million per claim and aggregate

Deductible:
Minimum $0; maximum $2 million

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, CEOL available by endorsement, subject to underwriting.

Insured's Activities for Entity Not Covered by Policy:
Excludes any claims based on or arising out of an insured's capacity as officer, director, shareholder, partner, or member.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, malicious prosecution, abuse of process, and defamation

Prior Acts Coverage:
Yes, included if insured did not give notice to a prior insurer, and that prior to the inception date of the first policy no insured had a basis to believe that an act might reasonably be expected to be the basis of a claim, and there is no other policy which provides insurance.

Input Re: Selection of Counsel:
Company shall have the right to appoint counsel; a mutual selection of counsel endorsement is available.

Consent to Settle Provision:
Insured's written consent required.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: No

Government: Yes

In-house: Yes


F

First Mercury Insurance Company

Contact
Andew A. Biggio
Program Manager
First Indemnity Insurance Agency, Inc.
The Equitable Co-Operative Bank Building
87 Oxford St.
Lynn, MA 01901-1118
Phone: 781/581-2508
C: 214/669-9438
F: 781/595-2279
Email: Andew A. Biggio

www.firstindemnity.net

States Where the Carrier Writes:
All States, Puerto Rico, and the Virgin Islands

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2010

Restrictions:
None

Size Guidelines:
Writes firms 1-100

Highest Available Limits of Liability:
$10 million

Deductible:
$1000 aggregate

Limits in Excess of Deductible:
Up to $10 million

Defense Costs Included in Limits:
Yes, with optional defense outside limits

Insured's Activities for Entity Not Covered by Policy:
Excludes activities as officer, director, etc. of other entity, except bar organization; activities as partner, officer, etc. of other law firm, if there is other valid insurance, service to enterprise owned in whole or in part by insured or family member.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, excludes coverage for claims arising from "dishonest" or "malicious" wrongful act, but coverage not excluded if the Insured is "not so adjudged."

Prior Acts Coverage:
Yes, provided that the Insured did not notify any prior insurer of such act and had no basis to believe, prior to the initial policy period with this Insurer, that any such act might reasonably have been expected to be the basis of a claim.

Input Re: Selection of Counsel:
Yes

Consent to Settle Provision:
Yes, provided insured's consent is not unreasonable withheld. If insured refuses settlement recommended by insurer, insurer's liability limited to recommended settlement amount up to limits.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes, with conditions

Government: No

In-house: No


Florida Lawyers Mutual Insurance Company

Contact:
Mary F. Jones, CPCU, RPLU
Florida Lawyers Mutual Insurance Company
541 E. Mitchell Hammock Rd.
Oviedo, Florida 32765
Phone: 800/633-6458
Email: Mary F. Jones

Additional Contact
Carol Coady
Office Administrator
Florida Lawyers Mutual Insurance Company
541 E. Mitchell Hammock Rd.
Oviedo, FL 32765
PH: 800/633-6458
Email: Carol Coady

www.flmic.com

States Where the Carrier Writes:
Florida

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1989

Restrictions:
Private Practice Law Firms in Florida only

Size Guidelines:
Writes firms of all sizes

Highest Available Limits of Liability:
$10 million each claim and aggregate (higher limits are available on a facultative basis)

Deductible:
Minimum $1,000; maximum of $50,000

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, however, the policy includes supplemental claims expense coverage equal to 25 percent of the per Claim limit of liability, subject to a maximum aggregate supplemental limit of $1 million

Insured's Activities for Entity Not Covered by Policy:
Criminal, dishonest, intentionally malicious or fradulent acts, errors or omissions; acts, errors, or omisisons by an insured in rendering investment advice; see policy for additional exclusions.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, defamation provided it is not made with ill will, malice or intent to cause injury or harm and malicious prosecution based on legal malice inferred from the absence of probable cause.

Prior Acts Coverage:
Yes, subject to approval for attorneys currently insured.

Input Re: Selection of Counsel:
No provision in the policy, requests will be considered, but company retains right to final selection.

Consent to Settle Provision:
Policy does not require insured's consent to settle.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No


H

Hanover Professionals (formerly Professionals Direct)

Contact
Gayle Wissinger
Product Manager
Hanover Professionals
Phone: 616/233-2396
Email: Gayle Wissinger

www.hanoverprofessionals.com

States Where the Carrier Writes:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist. Of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

Do you write professional insurance for judges:
Yes

If yes, what types of coverage do you provide for judges:
Activies as judge or magistrate added to definition of professional services; no coverage under discipline defense.

# of Years Writing Legal Insurance:
22 Years

Restrictions:
None, but practice area impacts premium

Size Guidelines:
Writes firms 1-100 attorneys, majority of policy holders are from firms of fewer than 5 members

Highest Available Limits of Liability:
$5 Million/$5 Million for Prodirect Select (1-10 attorneys) firms; $10 million/$10 million for Prodirect Premier (11 + attorneys) firms

Deductible:
No

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, but also offer claims expense outside of limits option.

Insured's Activities for Entity Not Covered by Policy:
Excludes any claim arising out of insured's activities or capacity as such.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, malicious prosecution and defamation

Prior Acts Coverage:
Yes, covered if insured had no knowledge of facts which could be reasonably expected to result in a claim and that no other insurance policy provides coverage for such claim. Prior acts coverage will mirror existing coverage if no coverage in force, policy will have a retroactive date equal to the policy effective date available by endorsement on Premier (11 + attorneys) policy.

Input Re: Selection of Counsel:
Available by endorsement on premier (11+ attorneys) policy.

Consent to Settle Provision:
Insured's consent required, but insured pays excess defense and indemnity if rejects settlement recommended by company and acceptable to claimant.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: No

Government: No

In-house: Yes


Hartford Specialty

Contact
Steve Boughal
One Hartford Plz.
Hartford, CT 06155
Phone: 212/277-0436

https://www.thehartford.com/commercial-insurance-agents/industries-lawyers

States Where the Carrier Writes:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist. Of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, West Virginia, Wyoming, and Virgin Islands

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance
Since 2013

Restrictions:
No intellectual property, no plaintiff class action

Size Guidelines:
Writes firms of 20 or more (Programs for smaller firms available)

Highest Available Limits of Liability:
$10 million

Deductible:
Minimum $25,000

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Coverage available for trustee only

Securities Exclusion:
No investment advice

Defense for Malicious Prosecution, Abuse of Process or Defamation:
No

Prior Acts Coverage:
Yes

Input Re: Selection of Counsel:
Mutual choice available

Consent to Settle Provision:
Yes

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: No

Non-practicing Lawyers: Yes

Government: Silent

In-house: Yes


I

Illinois State Bar Association Mutual Insurance Company (ISBA Mutual)

Contact
Jeff Strand
President and CEO
ISBA Mutual Insurance Company
20 S. Clark St. Ste. 800
Chicago, IL 60603-1826
Phone: 312/379-2000
Email: Jeff Strand

Additional Contact
Kathleen O'Shaughnessy
ISBA Mutual Insurance Company
20 S. Clark St. Ste. 800
Chicago, IL 60603-1826
Phone: 312/379-2000
Email: Kathleen O'Shaughnessy

www.isbamutual.com

States Where the Carrier Writes:
Illinois

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1988

Restrictions:
None

Size Guidelines:
Writes firms of all sizes, prefers firms of 50 or fewer attorneys

Highest Available Limits of Liability:
$20 million each claim and aggregate

Deductible:
Minimum of Nil available; maximum varies with number of attorneys

Limits in Excess of Deductible:
No

Defense Costs Included in Limits:
Both Inside and Outside the Limits are available

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising from insured's capacity as such for any entity other than the named insured or any bar related professional association.

Securities Exclusion:
None

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, malicious prosecution, abuse of process, defamation

Prior Acts Coverage:
Yes, if insured had no knowledge of act, error, or omission which could reasonably be expected to result in a claim, or that a claim would be made against the insured, and notice was not given to any prior insurer.

Input Re: Selection of Counsel:
Policy provision reserves insurer right to select counsel; as an operational measure input is sought and requests for counsel are considered.

Consent to Settle Provision:
The Company will not settle a claim without the Insured's consent.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes ($50,000 limit; Limits up to $1 million with additional underwriting)

Partners Leaving: No

Employed Attorneys Leaving: No

Part-time Legal Work: Yes

Non-practicing Lawyers: No

Government: No

In-house: No


L

LawyerGuard

Contact
Kevin J. Sullivan
LawyerGuard
3407 West Dr. Martin Luther King Jr. Blvd., Suite 200
Tampa, FL  33607
PH: 860/756-7417
Email: Kevin J. Sullivan

https://www.lawyerguard.com/

States Where the Carrier Writes:
All states except: Alaska, New Hampshire, Maine, Oregon, and Vermont

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1988

Restrictions:
Some AOP restrictions. Please call for details.

Size Guidelines:
Firms with 1-100 attorneys

Highest Available Limits of Liability:
$5 million/$5 million

Deductible:
Minimum $1,000 (no maximum)

Limits in Excess of Deductible:
Yes (first dollar available for qualifying firms)

Defense Costs Included in Limits:
Yes (defense in addition to limits available for qualifying firms)

Insured's Activities for Entity Not Covered by Policy:
Policy excludes claims arising from such acitvities as attorneys acting as directors, officers, or managers of such entity.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes

Prior Acts Coverage:
Available

Input Re: Selection of Counsel:
Mutual choice of counsel built into policy form

Consent to Settle Provision:
Softened hammer clause

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No

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Lawyers Insurance Fund Law Society of British Columbia

Contact
Susan I. Forbes, QC
Director of Insurance
Lawyers Insurance Fund
Law Society of British Columbia
845 Cambia St.
Vancouver, BC V6B 4Z9
Phone: 604/443-5760
Fax: 604/682-5842
Email: Susan Forbes

Additional Contacts
Murray Patterson
Claims Manager
Lawyers Insurance Fund Law Society of British Columbia
845 Cambia St.
Vancouver, BC V6B 4Z9
Email: Murray Patterson

Michael Soltynski
Claims Manager
Lawyers Insurance Fund
Law Society of British Columbia
845 Cambia St.
Vancouver, BC V6B 4Z9
Email: Michael Soltynski

Maryanne Prohl
Risk Manager
Lawyers Insurance Fund
Law Society of British Columbia
845 Cambia St.
Vancouver, BC V6B 4Z9
Email: Maryanne Prohl

Coran Cooper-Stephenson
Underwriter
Lawyers Insurance Fund
Law Society of British Columbia
845 Cambia St.
Vancouver, BC V6B 4Z9
Email: Coran Cooper-Stephenson

www.lawsociety.bc.ca


Lawyers Mutual Insurance Company of California - Standard Program

Contact
Cathleen M. Sargent
Lawyers Mutual Insurance Company of California - Standard Program
3110 W. Empire Ave.
Burbank, CA 91504
Phone: 818/565-5512
Email: Cathleen M. Sargent

www.lawyersmutual.com

States Where the Carrier Writes:
California

Do you write professional insurance for judges:
Yes

If yes, what types of coverage do you provide for judges:
Retired judges who are arbitrators/mediators or in private practice.

# of Years Writing Legal Insurance:
Since 1978

Restrictions:
None

Size Guidelines:
Writes firms of all sizes

Highest Available Limits of Liability:
$5 million each claim and $7 million aggregate

Deductible:
Minimum $1,000; maximum of $100,000

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, after $50,000 annual expense allowance

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising from insured's services and/or capacity as such.

Securities Exclusion:
Excludes damages in excess of $50,000; securities endorsement available.

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes

Prior Acts Coverage:
Not covered unless otherwise provided for by endorsement.

Input Re: Selection of Counsel:
Yes, among approved panel counsel and Company reserves right to make final selection.

Consent to Settle Provision:
Insured's written consent required

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: Yes; $100,000 covered by endorsement added at no cost to every policy

Partners Leaving: No

Employed Attorneys Leaving: No

Part-time Legal Work: Yes - with conditions

Non-practicing Lawyers: No

Government: No

In-house: No


Lawyers Mutual Insurance Company of Kentucky

Contact
Asa P. Gullett
Lawyers Mutual Insurance Company of Kentucky
323 W. Main St. Ste. 600
Louisville, KY 40202
Phone: 502/568-6100
Email: Asa P. Gullett

Additional Contact
Jane Long
Lawyers Mutual Insurance Company of Kentucky
323 W. Main St. Ste. 600
Louisville, KY 40202
Phone: 502/568-6100
Phone: 800/800-6101
Email: Jane Long

www.lmick.com

States Where the Carrier Writes:
Kentucky

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1999

Restrictions:
None, but practice area impacts premium

Size Guidelines:
Writes firms of all sizes

Highest Available Limits of Liability:
$10 million per claim and aggregate

Deductible:
Minimum $1,000; maximum varies with number of attorneys

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activity or capacity as such.

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, malicious prosecution, abuse of process, and defamation.

Prior Acts Coverage:
Available if insured did not give notice to any other insurer of any such act, and the insured had no basis to believe that the insured had breached a professional duty or committed a personal injury, and there is no other policy which provides insurance.

Input Re: Selection of Counsel:
No provision in the policy, but input is welcome.

Consent to Settle Provision:
Insured's consent required; but if insured refuses to consent the company's liability shall not exceed the amount for which the claim could have been settled.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: No

Government: Yes

In-house: No


Lawyers Mutual Liability Insurance Company of North Carolina

Contact
Daniel M. Zureich
President and CEO
Lawyers Mutual Insurance Company of North Carolina
5020 Weston Pkwy. Ste. 200
Cary, NC 27513
Phone: 919/677-8900
Email: Daniel M. Zureich

www.lawyersmutualnc.com

States Where the Carrier Writes:
North Carolina

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1977

Restrictions:
None

Size Guidelines:
Writes firms of all sizes

Highest Available Limits of Liability:
$20 million each claim and aggregate; higher limits are facultative

Deductible:
Minimum $1,000; maximum $300,000

Limits in Excess of Deductible:
No

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's acts as such

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
No provision, but in practice insured is covered when arising from the performance of legal services for others.

Prior Acts Coverage:
Yes, included if expressly stated and insured did not know or could not have reasonably foreseen that such acts might be expected to be the basis of a claim, and did not fail to give the company written notice of such acts prior to the issuance of the policy, and there is no other insurance applicable.

Input Re: Selection of Counsel:
No provision in the policy, insured input is welcome, but company retains right to final selection.

Consent to Settle Provision:
No

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Up to $25 Million: Yes

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes

Government: No

In-house: No


Lawyer's Protector Plan® / Aspen American Insurance Company

Contact
Laura Simon, Esq. RPLU
B&B Protector Plans, Inc. d/b/a The Lawyer's Protector Plan®
655 N. Franklin St. Ste. 1900
Tampa, FL 33602
Phone: 800/336-5529 x4284
Email: Laura Simon

Additional Contact
Christina Casals Melia, Esq. RPLU
B&B Protector Plans, Inc. d/b/a The Lawyer's Protector Plan®
655 N. Franklin St. Ste. 1900
Tampa, FL 33602
Phone: 800/336-5529 x4284
Email: Christina Casals Melia

programs.bbinsurance.com
www.lppinsurance.com

States Where the Carrier Writes:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist. Of Columbia, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
More than 25 years

Restrictions:
Please call for restrictions

Size Guidelines:
Writes firms with 1 - 20 attorneys

Highest Available Limits of Liability:
Up to $5 million/$5 million

Deductible:
$1000 to $100,000 Options vary by state, territory and firm's risk characteristics.

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes. Defense costs outside the limit may be available to qualifying firms. Options vary by state, territory, and firm's risk characteristics.

Insured's Activities for Entity Not Covered by Policy:
Excludes claims made by or against any business enterprise not named in the declarations which an insured controlled or held more than 20% of the entity's equity or debt.

Securities Exclusion:
Bond and Private Placements will be considered.

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes

Prior Acts Coverage:
Prior Acts Coverage generally give back to firm inception date.

Input Re: Selection of Counsel:
Carrier may seek input from firm in selecting defense counsel, but retains right to make decision.

Consent to Settle Provision:
Insured's consent required, but if the insured withholds consent the most the company will pay is the amount for which the claim could have been settled plus claims expenses up to the date of refusal.

OPTIONS FOR SCOPE OF COVERAGE
Please call to discuss options for scope of coverage

Cyber Liability: Yes

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: No

Non-practicing Lawyers: No

Government: No

In-house: No


Lawyers’ Professional Indemnity Company

Contact
Kathleen A. Waters
President and CEO
Lawyers' Professional Indemnity Company
250 Yonge St. Ste. 3101
PO Box 3
Toronto, ON M5B 2L7
Phone: 416/598-5800
Fax: 416/599-8341
Email: Kathleen A. Waters

Additional Contacts
Duncan Gosnell
Executive Vice President and Secretary
Lawyers' Professional Indemnity Company
250 Yonge St. Ste. 3101
PO Box 3
Toronto, ON M5B 2L7
Email: Duncan Gosnell

Steven Jorgensen
Cheif Financial Officer
Lawyers' Professional Indemnity Company
250 Yonge St. Ste. 3101
PO Box 3
Toronto, ON M5B 2L7
Email: Steven Jorgensen

www.lawpro.ca

States Where the Carrier Writes:
Ontario, Canada-wide for title insurance


Legal Mutual Liability Insurance Society of Maryland

Contact
Timothy B. Plunkett, CPCU
Legal Mutual Liability Insurance Society of Maryland
333 S. 7th St. Ste. 2200
Minneapolis, MN 55402
Phone: 800/422-1370 x 4399
Email: Timothy B. Plunkett

Additional Contact
Cleaveland D. Miller, Esq
Chairman and CEO
Legal Mutual Liability Insurance Society of Maryland
250 W. Pratt St.
Baltimore, MD 21201
Phone: 410/576-4879

States Where the Carrier Writes:
Maryland

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1982

Restrictions:
None, but practice area impacts premium and risk acceptability

Size Guidelines:
Writes firms of 1 to 35

Highest Available Limits of Liability:
$10 million each claim and aggregate

Deductible:
Minimum $1,000; maximum $25,000

Limits in Excess of Deductible:
No

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activities and/or capacity as a director or officer.

Securities Exclusion:
Exclude solicitation/sale of specific securities

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, will defend

Prior Acts Coverage:
Yes, subject to underwriting

Input Re: Selection of Counsel:
No provision in the policy, requests will be considered, but company retains right to final selection.

Consent to Settle Provision:
Insured's consent required, if the insured refuses to consent to a settlement recommended by the company, the company's liability shall be limited to the amount in excess of the deductible, if any, which Legal Mutual would have contributed to the settlement had the insured consented to the settlement.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: No

Government: Yes, for part-time employed attorney of a governmental body

In-house: Yes


Liberty Insurance Underwriters Inc.

Contact
Christopher Depuy
Liberty International Underwriters, Inc.
55 Water St. 18th Fl.
New York, NY 10041
Phone: 212/208-4157
Email: Christopher Depuy

www.liu-usa.com

States Where the Carrier Writes:
All states except Alabama, Alaska, Hawaii, Louisiana, Mississippi, and Oregon

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2000

Restrictions:
None

Size Guidelines:
Writes firms 1 to 75, depending on the state.

Highest Available Limits of Liability:
$10 million

Deductible:
Up to $250,000

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes, varies by state, subject to underwriting review

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising from activities as officer, director, trustee, mgr. of other org, except as court-appointed trustee; public official; or fiduciary under ERISA under similar law, except if deemed fiduciary solely by reason of legal advice rendered.

Securities Exclusion:
None

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Excludes adverse judgement or admission of such acts, but covers defense. In all states except WA, policy exclusion expressly inapplicable to indv who did not personally committ dishonest act but in such instance cov only in excess of named insured assets.

Prior Acts Coverage:
Yes, provided insured did not give notice of claim to prior insurer or did not have reasonable basis prior to policy period to believe covered wrongful act occurred or that claim would be made or the act is covered by prior policy unless liability limits.

Input Re: Selection of Counsel:
Subject to underwriting approval

Consent to Settle Provision:
Yes, but refusal to settle limits insurer's liability to its proposed settlement amount and expenses as of that time.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: Yes

Non-practicing Lawyers: Yes, with conditions

Government: No

In-house: No


Liberty Surplus Insurance Corporation

Contact
Christopher Depuy
Liberty International Underwriters, Inc.
55 Water St. 23rd Fl.
New York, NY 10041
Phone: 212/208-4157
Email: Christopher Depuy

www.libertyiu.com

States Where the Carrier Writes:
All 50 states and D.C.

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 2000

Restrictions:
Determined through underwriting

Size Guidelines:
Writes firms of 10 to 125 attorneys (Primary) and 5+ attorneys (Excess)

Highest Available Limits of Liability:
$10 million

Deductible:
$25,000 minimum

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Determined through underwriting

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising from activities as officer, director, trustee, mgr. of other org, except as court-appointed trustee; public official; or fiduciary under ERISA under similar law, except if deemed fiduciary solely by reason of legal advice rendered.

Securities Exclusion:
None

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Excludes adverse judgment or admission of such acts but covers defense.

Prior Acts Coverage:
Yes, provided insured did not give notice of claim to prior insurer or did not have reasonable basis prior to policy period to believe covered wrongful act occurred or that claim would be made or the act is covered by prior policy unless liability limits.

Input Re: Selection of Counsel:
Determined through underwriting

Consent to Settle Provision:
Yes, but refusal to settle limits insurer's liability to its proposed settlement amount and defense costs incurred as of that time

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: No, separate part time policy

Non-practicing Lawyers: Yes, with conditions

Government: No

In-house: No


Lloyd's of London - Attorney Select

Contact
Rochanne Sharei
Lloyd's of London - Attorney Select
Hilb Rogal & Hobbs - Professional Practice Insurance Brokers, Inc.
100 Marine World Pkwy. Ste. 200
Redwood City, CA 94065
Phone: 650/369-5900 x 3023
Email: Rochanne Sharei

States Where the Carrier Writes:
All states

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
Since 1917

Restrictions:
None, but practice area impacts premium

Size Guidelines:
Writes firms of 10 or more attorneys

Highest Available Limits of Liability:
$30 million each claim/aggregate

Deductible:
Minimum $10,000; no maximum

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Yes

Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activity and/or capacity as such

Securities Exclusion:
No

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes

Prior Acts Coverage:
Included, if insured did not have a basis to believe that such act, error, omission or personal injury was a breach of professional duty which may result in a claim, and the insured did not give notice to any prior insurer of any such act, error, or omission and there is no prior insurance for such claim.

Input Re: Selection of Counsel:
Policy provision - Insured may select counsel with approval of company.

Consent to Settle Provision:
Insured's consent required, but if insured rejects settlement the company's liability is capped.

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Cyber Liability: No

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: No

Non-practicing Lawyers: No

Government: No

In-house: No

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