Employee Benefits

Circuit Round-Up of Key Appellate ERISA Decisions from February-September 2019

Fortier received long-term disability (LTD) benefits under a group disability plan insured by Hartford Life & Accident Insurance Company (“the Plan”). The Plan only pays 24 months of benefits for disabilities caused by mental illnesses. Hartford approved and paid Fortier’s LTD benefits before sending her notice on September 13, 2011 that her benefits would terminate in the future on November 1, 2011 due to the Plan’s Mental Illness Limitation.


PBGC’s Participant and Plan Sponsor Advocate: An Overview

Dealing with a bureaucracy, such as a federal government agency, can be a time-consuming and frustrating experience. Recognizing the need for assistance to help cut through the red tape, several agencies have established independent advocate or ombudsmen offices to help the public resolve issues with an agency.