Beginning January 1, the No Surprises Act bans surprise billing in private insurance for most emergency care and many instances of non-emergency care. The No Surprises Act seeks to protect patients from surprise medical bills, such as unexpected bills from an out-of-network provider or facility, as well as generally ensure cost-sharing based on in-network rates. The protections also require that providers give uninsured and self-pay patients a “good-faith estimate” of costs prior to providing non-emergency care.