Due to bans on elective surgeries to reduce the spread of the COVID-19 pandemic, most managed care plans are currently experiencing healthy financial revenues. However, with the increasing unemployment rate and many states who operate their own exchanges re-opening enrollment, insurers don’t know how to predict the future. It is likely that rebates paid to insureds will be higher than usual this year, but how managed care companies plan for the future will dictate their financial health Elective surgeries have already resumed in some jurisdictions, but not at the high rate they once were. Additionally, there is a great deal of pressure for insurers to refrain from increasing premiums, even as people begin going back to work. Meanwhile, Medicaid and ACA membership is on the rise.