Reprinted with permission from Business Law Today, July 7, 2020. ©2020 by the American Bar Association. All rights reserved. This information or any or portion thereof may not be copied or disseminated in any form or by any means or stored in an electronic database or retrieval system without the express written consent of the American Bar Association.
In the beginning of the treatise On War, Carl Von Clausewitz explained war as follows:
I shall not begin by expounding a pedantic literary definition of war, but go straight to the heart of the matter, to the duel. War is nothing but a duel on a larger scale. Countless duels go to make up war, but a picture of it as a whole can be formed by imagining a pair of wrestlers. Each tries through physical force to compel the other to do his will; his immediate aim is to throw his opponent in order to make him incapable of further resistance.
Insurance policies often contain so-called war exclusions. These provisions, which can differ significantly in how they are worded, may limit coverage for losses arising out of war or warlike actions.
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