As a solo/small firm attorney, you are responsible for keeping your practice going and your income flowing. That’s true for lawyers just starting out, as well as lawyers with years of experience in a mature practice. With no army of partners, associates, and support staff, you handle much of the case load, client support, and new business development. But operating as a self-sufficient attorney has some risks, one of which is this: What happens if you become sick or injured and can’t work for several months . . . or years?
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