The start of a new year is a great time to reflect over the past 12 months and look forward to positive changes in the year ahead. Whether you stick to one or not, most people will have started 2015 with a New Year’s resolution for positive change. According to usa.gov, out of the 13 most popular resolutions in the United States, two center on finance: save money and manage debt. Although most people start with good intentions, inevitably many revert to old patterns. So what can you do to turn your good intentions for 2015 into a lifelong habit?
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