The devastation wrought by Hurricanes Harvey, Irma, and Maria in 2017 left many businesses damaged. Some companies may not have been directly damaged but lost income because they could not access their operations for a period of time due to a government evacuation order and/or water in the area. If a company’s facilities were not physically damaged, but it could not access its operations, lost income might be recoverable under civil authority and/or ingress/egress coverage.
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