January 01, 2013

Getting to the Heart of Investing

A “perfect storm” of factors—the decline of employer-paid defined benefit pension plans, a rapidly aging and now beginning-to-retire Baby Boom generation, the recent economic crisis—has changed the landscape of retirement security. Today, more than ever, successful retirement relies on individuals taking matters into their own hands—not relying on employer pensions, and in many cases, changing their expectations of Social Security and retirement itself.

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