January 01, 2013 Dispute Resolution

Equity for Minorities in Hurricane Mediation Programs

Bobby Marzine Harges

In recent years, natural disasters have caused massive and catastrophic damage to residential property, precipitating thousands of damage claims brought by affected homeowners. In response to the high volume of insurance claims brought in recent years, state departments of insurance have promulgated emergency rules to help resolve disputes arising from these claims that require insurance companies to finance state-sponsored mediation programs.

This article discusses the inherent difficulties that homeowners, especially minority homeowners, face when trying to settle post-disaster insurance claims through the mediation process.

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