Safe Borrowing

Consumer credit can be complicated. From the unusual legal terms to the complex mathematical formulas, understanding how credit works can be a big task.


The Committee on Consumer Financial Services of the Business Law Section of the American Bar Association has created this website to provide you with the tools to help you on your way to financial success. This website covers the four basic types of consumer credit: financing your home, financing your car, financing your education, and credit cards. At some point in your life you will be faced with decisions about most, if not all, of these types of credit. By reading through this website and others that we point you to, you will be able to get a grasp on understanding these types of credit and how to use them safely and wisely.

Click on a topic below to start learning about these important types of credit. Don't forget to return to this page after you've learned about one topic so you can learn about the others!