There is presently a circuit split between the Second (Cantero) and Ninth (Lusnak) Circuits regarding whether and to what extent the National Banking Act (NBA) preempts state interest-on-escrow (IOE) laws. This panel will provide key historical context for this split, analyze these two cases in detail, explain how these cases/issues have a potentially broad and deep impact beyond IOE, and prognosticate on how this split resolves and impacts the future of NBA preemption.
VIDEO
Mortgage(e) Interest?: The Current State of NBA Preemption in Light of Cantero and Lusnak
Benjamin David Spohn, Lynette I Hotchkiss, Erin Bryan, and Jehan Patterson
Panelists
Lynette I Hotchkiss
Lynette Hotchkiss is an attorney with more than 30 years’ experience focused on consumer financial services law and banking law. Currently, Lynette is a Member at McGlinchey Stafford, PLLC, where she focuses on consumer...
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Erin Bryan
Dorsey & Whitney LLP
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Jehan Patterson
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