Overview of Delaware caselaw developments, credits intra-corporate procedures designed to ensure fairness and recommends refinement of approach to demand excusal in derivative cases and the identific…
By some measures, the pharmaceutical market in the United States has been enormously successful. Almost two thirds of Americans use prescription drugs, and we pay more for them than any other country…
The Consumer Financial Protection Bureau (“CFPB”) was born when an idea met its moment. The idea was a consumer protection agency for financial products, and the moment was the turmoil of the subprim…
Throughout the past year, the Consumer Financial Protection Bureau (“CFPB”) continued to actively issue rules and other guidance applicable to the mortgage industry.
This survey summarizes several recent developments affecting bank deposits and payment systems including amendments to regulations of the Federal Deposit Insurance Corporation (“FDIC”) concerning bro…
Although most courts operated remotely last year, arbitration decisions continued unabated. The U.S. Supreme Court granted certiorari in two new cases, but declined to decide another case that it had…
According to the Centers for Disease Control & Prevention (“CDC”), one in four adults in the United States lives with a disability, including those affecting vision, hearing, and mobility.
California became the first state in the nation to grant its citizens new and enhanced privacy rights when it enacted the California Consumer Privacy Act of 2018 (“CCPA”).
One prominent business model utilized by FinTech companies involves partnerships with traditional depository institutions, often state-chartered, FDIC-insured community banks.
This survey reports on fair lending litigation in the federal courts during the past year and federal enforcement actions by the CFPB and other agencies.
During the past year, the Federal Trade Commission (“FTC”) entered into a $10 million consent order with a dealership group, its largest on record, for unfair and deceptive acts and practices and rac…
Legal issues surrounding student loan debt, which now consists of the second highest consumer debt category in the United States, was litigated in several notable circuit court and district court dec…
On the heels of a First Amendment challenge that brought the Telephone Consumer Protection Act (“TCPA”) to the U.S. Supreme Court last term, the high court addressed the statute anew in 2021 in Faceb…
In 2022, small-dollar lenders have continued to wait for a final decision on the Consumer Financial Protection Bureau’s (“CFPB”) final rulemaking addressing payday, vehicle title, and certain high-co…