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    Program Audio Collection

    The Kids Are Alright: Regulatory Developments in Youth Banking and Gaming Currencies

    Ross Handler, Cristin Morneau, Christopher Keith Odinet, and Patrick Yoest

    Apr 25, 2025

    55 min listen time

    Alternative Financial Products Banking Law Business Regulation & Regulated Industries Consumer Finance Consumer Financial Protection Bureau Data Privacy Digital Currency Internet Law & Cybersecurity

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    This program discusses:

    • Federal and state frameworks for privacy and marketing to minors, at a time of expanding interest in the “youth banking” segment.
    • The CFPB’s concerns about the risks of “gaming assets” in video games and virtual worlds that resemble traditional consumer financial products or services.
    • The potential of youth banking and ""gamification"" to enhance financial education and improve consumer banking habits.
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