This program highlights various rulemaking, enforcement, and supervisory updates from the CFPB and FTC, including Junk Fees, FCRA Data Broker Rule, and Commercial Debt and Debt in Default (CFPB Medical Debt Bulletin). It will also discuss the end of Chevron deference one year later and how that has impacted agency oversight and interpretation of ambiguous statutes, with a focus on the financial services industry.