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Probate & ProPerty j May/June 2009 61 A flexible irrevocable life insurance trust, holding a second-to-die policy, can provide additional benefits as compared to a standard irrevocable life insurance trust, lessen the premium burden on the family, and provide the peace of mind many clients need when considering irrevocable estate planning strategies. Estate planners advising clients with substantial wealth face a significant problem helping these clients formulaat a tax-efficient strategy to pass...