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332 1st Prize Forum Annual Writing Contest In Brokers We Trust—Mortgage Licensing Statutes Address Predatory Lending Lawrence Hansen Abstract This article documents how predatory lending has grown in the subprrim mortgage market and argues that recently enacted antipredatory lending laws do not adequately address this problem. Some states, howevver have supplemented their antipredatory lending laws with more stringeen mortgage broker licensing statutes. Because of the inefficiencies of threshold...

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