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218 Housing Trust Funds: Addressing America’s Affordable Housing Crisis Joe Hirsch In the last half of the twentieth century, the U.S. Department of Housing and Urban Development (HUD) has stimulated the construction of assisted housing for the nation’s elderly and working poor by providing lowinteeres loans, interest buydowns, direct loans, capital grants, and Section 8 housing assistance contracts to both for-profit and nonprofit developers, many of which are operated by faith-based...

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