A “wrap” plan document and summary plan description can be a cost-effective way to minimize your client’s exposure to hefty penalties, eye-popping judgments, and—God forbid—even prison under the Employee Retirement Income Security Act of 1974.
By Stephen F. Herbes
Stephen F. Herbes is the principal in the Law Office of Stephen F. Herbes in Short Hills, New Jersey.
A “wrap” plan document and summary plan description can be a cost-effective way to minimize your client’s exposure to hefty penalties, eye-popping judgments, and—God forbid—even prison under the Employee Retirement Income Security Act of 1974.

Memorandum for Authors
(Last Updated January 2013 - PDF)

Frequently Asked Questions By Prospective Authors

Reprint Permission Policies
The Section's Executive Committee approved these updated policies in November 2011.