Checking Your Credit Record
What may I do if I believe the credit bureau has incorrect information in my file?
If you find that information in the credit report is inaccurate, incomplete, or outdated, you may challenge its accuracy or completeness by notifying the credit bureau. These credit reporting agencies may be contacted as shown below:
- Equifax 1-800-685-1111, or www.equifax.com
- Experian 1-888-397-3742, or www.experian.com
- Trans Union 1-800-916-8800, or www.transunion.com
>>What do credit bureaus do?
>>Do credit bureaus ever report one person’s record instead of another’s?
>>May I look at my credit record?
>>Do I have a right to see my credit record if it contains adverse information about me?
>>What does a credit report look like?
>>What may I do if I believe the credit bureau has incorrect information in my file?
>>How does the process of challenging inaccurate information work?
>>What is the story behind companies that advertise their abilities to repair faulty credit histories? They sound too good to be true.