Credit

Choosing a Credit Card

What other fees and charges should I look for on the disclosure statement?

In your disclosure statement, you may find statements about how the company will charge

  • Transaction fees for cash advances, and fees for paying late or exceeding the credit limit
  • There may be other fees as well, such as replacement card fees, copy fees, wire transfer fees, and insufficient funds fees.

>>What information do I have a right to?
>>How should I judge the APR shown in the solicitation?
>>Can I avoid paying a finance charge?
>>Does the APR on a credit card always stay the same?
>>Is there a charge each year for the right to use a credit card?
>>What other fees and charges should I look for on the disclosure statement?
>>In shopping for a credit card, I found that one credit card issuer charges a higher rate than that allowed by my state law. How can that be?


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