Credit

Applying for Credit

Does my gender or marital status affect whether I am worthy of credit?

No, the law protects both men and women from discrimination based on gender and marital status. In general, a credit grantor may not deny you credit or take any adverse action, such as lowering your credit limits or raising your APR, just because of your gender or because you are married, single, widowed, divorced, or separated.

>>What is the Truth in Lending Act?
>>How does knowing the Annual Percentage Rate help?
>>What other laws protect consumers?
>>When I apply for credit, may a credit grantor ask my age?
>>Does my gender or marital status affect whether I am worthy of credit?
>>May married people open credit accounts that are not also in their spouses' names?
>>If my marital status changes, may a credit grantor force me to reapply for credit?


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