YourABA July 2011 Masthead

The cost of international travel just dropped

Foreign transaction fees are now just 1 percent† (versus 3 percent for many other cards) when you use your ABA Visa Signature® credit card with WorldPoints® rewards from Bank of America outside the United States. ‡

Apply today and save on international transactions at the ABA Annual Meeting in Toronto, in Tokyo or in Timbuktu—you pay less for every transaction and you earn one WorldPoints rewards point for every dollar you spend on purchases.* That’s every purchase, every country, every time.

Don’t have an ABA card?
Apply now and receive a $75 statement credit after your first qualifying purchase.**

Click here to apply today.


‡The Standard Variable Annual Percentage Rate (APR) for Purchases and Balance Transfers is currently 13.99% to 19.99%, based on your creditworthiness. The Standard Variable APR for Direct Deposit and Check Cash Advances is currently 24.99%. The Standard Variable APR for Bank Cash Advances is currently 24.99%. The current Introductory APR for Balance Transfers made within 60 days of opening your account is 1.99% for the first 12 statement Closing Dates following the opening of your account.   Minimum Interest Charge is $1.50. Balance Transfer Fee is 4% (min. $10). Transaction fee for Cash Advances is 4% (min. $10), except for Overdraft Protection Cash Advances, which have a fee of $10. Transaction fee for purchases of wire transfers from a non-financial institution is 4% (min. $10). Transaction fee for any transaction made in a foreign currency is 1%.  The Variable APRs for your account will vary with the market based on the Prime Rate as set out in the Variable-Rate Information section of your Credit Card Agreement. In addition, we reserve the right to change the fees, APRs for new transactions, and other terms of the account in accordance with the Credit Card Agreement and applicable law. 201107article14
If your account has balances with different APRs, the amount of your payment equal to the Total Minimum Payment Due is applied to the balance with the lowest APR before any payments are applied to balances with higher APRs. Any amount of your payment that is greater than the Total Minimum Payment Due is applied to the balances with the highest APR before being applied to balances with lower APRs.
Cash Advances and/or Balance Transfers may not be used to pay off or pay down any account issued by FIA Card Services, N.A. This credit card program is issued and administered FIA Card Services, N.A.
* Terms apply to program features and credit card account benefits. For more information about the program, visit Details accompany new account materials.

** You will qualify for a $75 statement credit if you use your new account to make at least one purchase that posts to your account within 90 days of the account open date. Limit one (1) statement credit per new account. This one-time promotion is limited to new customers opening an account in response to this offer. Allow 8-12 weeks from qualifying for the statement credit to post to your account. The statement credit will be applied to your existing balance with the highest APR before being applied to any balances with lower APRs. Receipt of a statement credit does not affect your responsibility to pay your Total Minimum Payment shown on each Statement you receive from us.

Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc. WorldPoints is a registered trademark of FIA Card Services, N.A.







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The cost of international travel just dropped